Everything you earn in this trade is denominated in squares — how many are on the house, what grade of material covers them, and how much trim and wrap goes around them. Get the arithmetic of a square straight and the annual figure stops being a mystery.
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Same company, same city, same comp plan, same product line — and a forty-thousand-dollar gap at the end of the year. Not because one of them talks better. Because one self-generates and one waits for the phone; one holds price and one discounts to get a signature; one prices the fascia, soffit and window wraps and one quotes bare wall; one measured the house properly and one guessed at the squares and ate the difference; and one loses a fifth of their board to cancellations nobody followed up on.
Every one of those levers is countable. None of them is charisma. The rest of this page is the arithmetic behind them, starting with the unit the whole trade is priced in.
Broad bands from how exterior plans are generally built. Market and company move all of them.
| Role | Typical annual range | What actually moves you up the band |
|---|---|---|
| Canvasser / setter | Often hourly plus per-set; commonly a modest full-time income, frequently worked part-time | Appointments that hold. A demo booked for an hour when only one adult is home usually dies on the doorstep and, on most plans, pays nothing. The closing bonus is the part of this seat worth chasing. |
| First-year rep (self-gen) | Wide — commonly the thirties to the seventies among those who complete a year | Getting through the ninety-day washout and the gap between selling season and payment season. Year one is decided by activity, not by polish. |
| Established rep (2+ years) | Commonly the eighties into the low six figures | A referral ring off finished houses, a low cancel rate, accurate takeoffs and a flat refusal to discount. |
| Storm / restoration rep | Extremely lumpy — enormous months in a hail year, thin ones otherwise | Scope accuracy and supplement discipline rather than closing skill. When the carrier sets the price, the money is in what gets included. |
| Top producer | Two hundred thousand and up — real, and genuinely uncommon | Nearly always a pure self-generator working the ring around every completed job, at a high average square count, with relentless follow-up. |
| Sales manager / team lead | Base or reduced personal commission plus an override on crew volume | Recruiting and retention. An override on eight producing reps beats an override on twenty who quit in March. |
Siding is sold and installed by the square — one hundred square feet of wall. Everything about your pay runs through that number: material is bought by the square, labour is often paid by the square, and on a gross-profit or overage plan your commission is whatever sits between the two, multiplied by however many of them are on the house.
Which is why guessing the count is the most expensive habit in the trade. A rep who eyeballs a two-storey with three gables, calls it twenty-four squares, and then watches the field measure come back at thirty-one has not made a small clerical error. On a gross-profit plan the extra material and labour comes out of profit, and profit is where the commission lives. Seven squares of misjudgement can remove most of a payment on a house you already celebrated.
The fix is not heroism with a tape measure on a ladder in a stranger’s yard. It is a wall report. Aerial and photo-derived measurement services — EagleView and HOVER are the two names you will hear on almost any exterior floor — return elevation-by-elevation square footage along with trim, opening and corner counts, from imagery rather than from a guess. Companies that put one on every job before pricing it have visibly fewer re-measure adjustments and visibly fewer arguments at settlement.
Two things worth knowing about them. They cost money per report, and on a gross-profit plan that cost may sit inside the job cost you are commissioned against, so ask how yours is handled. And they are only as good as what the imagery can see — an addition put on last summer, or a wall entirely under tree cover, still needs a human being to look. Treat the report as a baseline you verify, not an answer you accept.
Retail siding jobs commonly run from around ten thousand dollars into the forties, driven by square count, material grade and how much trim work sits behind the panels. On common structures that lands a payment somewhere in the high hundreds to a few thousand dollars per house. Put your own average in:
What separates the first line from the third is not the product, the market or the plan. It is three more houses a month — which is a few more sits a week, which is a few more quality knocks a day. That is the whole business, and it is why counting activity is not busywork.
But notice the second variable moving in that table alongside the job count: the average payment climbs from $1,800 to $3,000. Some of that is bigger houses. Most of it is the next two sections.
Same house, same square count, a very different contract — and on a percentage plan, a very different payment.
Thin panel, limited colour range, the default replacement. It sells on price, and it is where a nervous rep retreats when they cannot confidently explain anything else. The floor of your income.
Heavier panel, and a profile with an actual name — Dutch lap with its shadow line, or board-and-batten and shake accents on the gables. Homeowners can see the difference from the driveway, which is exactly why it sells without pressure.
Contoured foam backing behind the panel. Rigid, quieter, flatter on the wall, and it carries a comfort argument as well as an appearance one. A meaningful step in ticket for a step up in explanation.
The big rung. Heavier material, more labour, more per square, and frequently a substantially larger contract on the identical house. It also demands a rep who can talk about installation properly, because it is unforgiving of a bad crew.
Factory-applied finishes such as ColorPlus arrive coated under controlled conditions with the finish itself warranted; primed board painted on site does not. A real, explainable difference in longevity, and a legitimate reason for the price gap.
Sits between vinyl and fiber cement on cost and appearance, with a lighter panel and a different installation profile. Worth knowing purely so you can answer for it when a competitor has quoted it.
None of this is an argument for pushing every household to the top rung. That produces cancellations and a reputation on a street. It is an argument for knowing the line well enough to present two or three rungs honestly, with the real difference between them, instead of defaulting to whatever you can describe without stumbling. A rep who can only sell the cheapest option is capped at the cheapest option’s commission.
The wall is the part everyone quotes. A large share of the difference between an average contract and a good one lives above and around it — and it is legitimate work rather than padding, because leaving thirty-year-old trim on a house wearing brand new siding looks exactly as bad as it sounds.
Two reps quoting the same twenty-eight squares can be several thousand dollars apart on contract value purely on how much of the above was measured, priced and written down. On a percentage plan that gap is your raise, and it requires closing no additional houses at all.
Reps talk as though exterior sales is one job. It is two, with different levers.
Retail. You set the price. Holding it is worth real money, discounting is expensive, the material ladder is entirely in your hands, and income is steady and paced by how many houses you can sit at. The whole discipline is price and product.
Insurance restoration. On an approved claim the carrier estimate — most often written in Xactimate — sets the scope and the price. There is no number to hold, so closing technique matters far less than accuracy: making sure every damaged elevation, the trim, the wraps, the tear-off, the disposal and the code-required items are actually in the scope, and supplementing correctly for what was missed. The income here is lumpy by nature. Hail lands in your market or it does not, and one event can produce a quarter of work in six weeks.
Most reps end up doing some of both, which is a reasonable hedge against a quiet storm season. Two cautions worth repeating. Never offer to cover, waive or absorb a deductible — it is illegal in many states, is treated as insurance fraud, and any company asking you to do it is not worth a year of your life. And be honest about what you find on a storm knock, including finding nothing. The reps still working a market five years after an event are the ones who told people their house was fine.
Most of the distance between two reps at one company comes from these.
The largest single factor. Almost every exterior plan pays a better rate on a job you found, and a self-generator is never idle when the marketing spend gets cut. Knocking your own work is worth more than any raise you will be offered.
On a gross-profit plan a ten percent price cut can remove a third of the payment. Reps closing 30% at full price routinely outearn reps closing 40% by handing margin away.
The quiet one. Under-measured squares, uncounted openings and unpriced trim all come back out of profit at field measure — after you have already banked the job in your head.
Not doors and not sets. Appointments that actually happen with both adults present, which is a function of territory quality and of booking hours when a house is occupied.
Seven or eight strong months in a cold market against nearly twelve in a mild one. Identical skill, very different year — and the reason winter selling into a spring backlog matters up north.
You cannot be paid on a completion trigger if there are no crews to complete anything. A company with a short backlog quietly pays its reps faster than one with a great pitch and a four-month queue.
Here is the pattern that ends more exterior careers than any objection at any door. A rep starts in April, knocks hard, and has three houses sold by the middle of May. The board looks excellent. But the schedule releases a portion once the contract clears rescission and the deposit or financing lands, with the balance at install completion — and in a spring market production is booked out. Those three houses go on in late June and early July. Rent, however, was due in May.
They quit in week nine, with three sold jobs sitting in the production queue, and leave behind commission they had genuinely earned. Nothing about the selling went wrong. The cash-flow planning was never done.
If you are taking a 1099 exterior seat, budget for the ramp deliberately: roughly two to three months of living costs banked before commission flow smooths out. That single decision, more than any script or objection drill, determines whether you find out how good you would have been at this.
The figure a recruiter quotes is gross commission credited. Three things stand between it and your account, and a 1099 rep absorbs all three.
| Step | Illustrative on $120,000 credited | Notes |
|---|---|---|
| Gross commission credited | $120,000 | The recruiting-flyer number, counted the day the contracts were signed. |
| Less cancels and re-measure adjustments | ≈ $106,000 at a 12% reversal rate | Rescission cancels, credit fallout, pre-install changes of heart, and houses that measured larger than they were sold. Your taxes are based on this line, not the one above it. |
| Less tax reserved | ≈ $77,000 at a 27% reserve | Self-employment tax plus income tax, paid quarterly. The right percentage depends on your state and situation — a CPA sets it, not a website. |
| Less vehicle and phone spend | Real money out, partly recovered at tax time | Business mileage at the IRS standard rate is usually an exterior rep’s biggest deduction, which reduces the line above it. |
Illustrative arithmetic to show the shape, not a forecast. The point holds regardless of the percentages: a $120,000 exterior 1099 year is not a $120,000 salaried year, and a rep spending gross commission as it arrives is short in April. The 1099 tax primer walks it in plain English.
Your house measurements, wall reports and insurance scopes stay in EagleView, HOVER and Xactimate; FieldStacker holds the street and the money around them:
The four pay structures, the discount arithmetic, and everything that gets clawed back.
Territory by build year, the storm footprint, the walk-around and the follow-up.
Wide enough that any single figure is marketing. Canvassers and setters on hourly plus per-appointment tend to land in a modest full-time income, often part-time. A self-generating rep in year one, if they last the year, frequently finishes in the thirties to the seventies. Past two years, with a referral base off completed jobs and the nerve to hold a price, the eighties into the low six figures is a normal band, and genuine top producers at high-volume exterior companies clear two hundred thousand. Rather than trusting a band, work out your own from three things you can observe at your own company: the average number of squares on a job, what a square is worth to you once the company takes its base, and how many houses you wrap in a month. The arithmetic is further down this page.
Less than the recruiter implied, and later. Two forces bite. Exterior canvassing washes out a large share of new reps inside ninety days, so a lot of first-year figures belong to people who never posted a full year. And the payment schedule runs behind the work: a common structure releases part of the commission once the contract clears rescission and the deposit or financing is secured, with the balance at install completion. Sell hard in April and a meaningful slice of it arrives in July. A rep who sticks it out and closes consistently is commonly in the thirties to seventies for the year. A rep who quits in week nine with three sold jobs still queued for production is walking away from money already earned.
It pays differently, and the difference is structural rather than a matter of degree. On a retail job you set the price, so holding it is worth real money and discounting is expensive. On an approved storm claim the carrier estimate sets the scope and the price, usually built in Xactimate, so there is no price to hold — your leverage is accuracy instead. Getting every damaged elevation, the trim, the wraps and the tear-off scoped correctly, and supplementing properly for what the adjuster missed, is what determines the size of that job. Storm work also arrives in bursts: an enormous month when hail lands in your market and thin ones when it does not, where retail is steadier and slower. One hard rule either way — never offer to cover, waive or absorb a homeowner deductible. It is illegal in many states and treated as insurance fraud.
Whether the leads are yours. Nearly every exterior plan pays more on a job you generated than on one the company bought, because there is no marketing cost to recover out of it. Layer on the fact that self-generators never sit idle when the marketing budget tightens and build a referral ring off their own finished houses, and it compounds year over year. Second is average squares per job and what is wrapped around them — a rep who prices the soffit, fascia and window wraps properly writes materially bigger contracts than one who quotes bare wall. Third is discount discipline, because on a gross-profit plan a ten percent price cut can remove a third of the payment.
It suits someone who can absorb rejection at volume, hold a number without flinching, work a season hard and manage lumpy income across the months when nothing gets installed. The ceiling is genuinely high and no degree is required. The costs are equally real: it is outdoor work in whatever the weather is doing, the productive hours are evenings and Saturdays because that is when a house has two adults in it, income is seasonal anywhere it freezes, and a 1099 rep is running a small business whether or not they meant to. Most people who fail at this fail on the money-management side rather than at the door.
Talk to a CPA about your own figure — what follows is only the shape. A 1099 commission arrives with nothing withheld, and self-employment tax stacks on top of income tax, so part of every payment is committed before it lands. Two habits do more work than the exact percentage. Reserve per job as the money arrives rather than scrambling at quarter-end, and reserve on commission that is already net of the cancels and re-measure adjustments rather than on the gross figure announced when the contract was signed. Then log the driving daily: an exterior rep covers several subdivisions, a supplier and one or two active job sites in a day, and that mileage at the IRS standard rate is usually the largest deduction available. A year of it rebuilt from memory in April is a year of it under-claimed.
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